All students on our programs are covered under CAPA’s international world student health insurance policy which covers up to $100,000 in medical expenses*, up to $500 for lost baggage, up to $3,000 for medically related trip interruption, and coverage for accidental death or dismemberment, and repatriation. Enrolled students are given comprehensive policy details and instructions on filinga claim.
For questions on coverage, contact the CAPA Student Services Line at 1-800-793-0334.
*CAPA’s international student insurance reimburses for medical care up to $100,000. Students must pay out-of-pocket up front for medical costs and are responsible for filing a claim directly with the insurance provider within 30 days of the end of the program. In order to process a claim and receive reimbursement, we advise students to hold onto ALL receipts showing proof of the money spent on medical care so they can be submitted with the claim.
Note: CAPA reserves the right to change insurance providers or specific coverage at any time. However, coverage will not alter from the time an enrolled student receives the included policy information until the conclusion of their CAPA program.
Before going abroad, we advise students to speak with a doctor about his/her/their personal health, prescription drugs, and medical conditions that could be aggravated by conditions abroad (for example, asthma on dusty roads).
Students with a medical condition that is not visible, such as diabetes, epilepsy, drug allergies, etc., should inform study abroad program staff and travel companions and are advised to wear a medic alert bracelet while abroad. Early disclosure of any medical conditions that could impact a student’s program abroad will allow for careful planning by the CAPA team, ensuring the student is best supported during his/her/their time abroad.
Students with existing mental health issues should carefully consider whether studying in a different and unfamiliar country is right for them. This should include fully acknowledging that studying abroad can be emotionally challenging for a number of reasons, such as the disruption of existing support systems, missing family and friends, loss of a familiar and comfortable environment, the sharing of small spaces with new people, a sense of missing out on what is going on back home, and the ongoing need to navigate differences in customs, norms, values, perspectives, and ways of communicating in the host country, including in those countries where English is the native language.
While CAPA staff are trained to respond to a variety of health and safety situations, it is important to note that they are not qualified psychologists, psychiatrists, or counselors. However, staff are trained to provide students with appropriate referrals and guidance for gaining professional help while abroad. We recommend that students currently being treated remain in contact with their mental health professionals back home throughout their program, continuing counseling via phone/Skype or requesting a referral in-country, if applicable, to take sufficient prescription medication to cover the entirety of their change to their program.
Students deemed to be a risk to themselves or to others will likely need to withdraw the program and return home in the interest of safety.
Upon program arrival, students are provided with information on local doctors as part of the orientation pack. This information is also kept at the reception desk at every one of our centers. CAPA staff can advise students on the most appropriate options for treatment, including information on the nearest pharmacists, doctors, hospitals, and clinics. When disclosed, CAPA closely monitors any serious medical issues and provides additional support, including working with the student and home campus on missed internship hours and class time, as required.
CAPA works closely with students with disabilities to provide a program experience that is thoughtful to individual student needs. We encourage students who are considering how a disability may impact his/her/their time abroad to reach out to a CAPA Admissions Advisor to discuss the experience in more detail. Students with special accommodations (for learning, living, etc.) on his/her/their home campus should meet with the disability services office, or comparable, to ensure that all documentation for these accommodations is shared with CAPA.
In addition to student support, CAPA offers the Accommodations Fund – a grant opportunity designed to assist with some of the additional costs students with disabilities may incur throughout his/her/their experience abroad, such as additional travel, housing, or care expenses. Students who anticipate that his/her/their disability may impact his/her/their experience abroad are encouraged to contact Anne McDonnell to discuss opportunities through the Accommodations Fund.
CAPA is committed to encouraging a safe and healthy environment at all of our study abroad centers. This commitment includes the understanding of, and applicable adherence to, the guidelines outlined in Title IX of the Education Amendments of 1972. Title IX necessitates that US universities provide equity in all educational programs and activities without sex discrimination. To request a copy of our policy and learn about how CAPA works with students and institutions to support university compliance with Title IX, send us an email.